Hurricane & Storm Damage
Water Damage
Theft and Vandalism
Fire Damage
Mold Damage
Hurricane & Storm Damage
Water Damage
Theft and Vandalism
Fire Damage
Mold Damage
Roof Leak
Insurance Damage Claim?
We’ve got you covered.
We are the one and only
public adjusting company
that exclusively serves community associations throughout Florida. We know your business.
public adjusting company
that exclusively serves community associations throughout Florida. We know your business.
- On-Site Analysis
- Policy Review
- Damage Documentation
- Loss Estimate
- Negotiation and Settlement with Insurance Company
We don’t get paid until you do.
Schedule Your
Appointment Today.
Why Choose Us
Every community association will experience a significant property damage claim at some point during its lifespan. In addition to windstorms, fires and floods there are the everyday water leaks with which volunteer boards and managers must contend. While it is reasonable to believe that after years of dutifully paying your insurance premiums your damage claims will be paid quickly and in full, the reality is often quite different.
Time-strapped volunteer board members and managers are at a significant disadvantage while trying to shepherd an insurance claim on their own. And the insurance company’s adjuster is not there to help you maximize your claim-in fact, it is the opposite. The insurance company’s adjuster is there to minimize or even deny your claim if possible. Our team intimately knows your business and will fight hard to maximize your insurance payout.
Who We Are
Association Adjusting is a licensed and insured Public Adjusting Firm led by Joseph “Joe” Connelly (#E157037), an advocate for insurance consumers for more than a decade. Mr. Connelly has served as Executive Board Officer for the Florida Association of Public Insurance Adjusters (FAPIA).
Joe is joined by Professional Public Insurance Adjuster, Craig Kobel, who is licensed in multiple states and currently the President of Strategic Claim Consultants’ Large Loss Division. With nearly a decade of property and casualty experience working as an independent claims professional for multiple insurance companies, Craig transitioned to Public Adjusting in an effort to provide support solely to policyholders.
Recognized as an authority in the community association industry, Association Adjusting has the expertise and experience to help you achieve the most favorable outcome possible. Our team of public adjusters, led by Mr. Connelly, provides clients with only the highest level of professionalism and excellence – whether you’re dealing with a claim that stems from hurricane damage, water damage, theft, fire, mold, roof leak, or any other type of calamity, our singular goal is to ensure your interests are always protected.
Joseph P. Connelly
Craig Kobel
Your insurance company has a team of attorneys and adjusters on their side. You should have your own professionals on yours.
Hurricane Storm Damage
The state of Florida is no stranger to hurricanes and other natural disasters. Living in paradise doesn’t come without some risks associated with Mother Nature. The question is never just if our communities, homes, and families will be impacted by a windstorm event, but when they will, and how we will prepare for and recover from that event.
Water Damage
Water damage can occur unexpectedly and wreak havoc, causing structural damage, mold growth, and other issues that can surface over time. Whether your association suffers from a burst pipe or flooding caused by a storm, our professionals are here to advocate on your behalf. We’ll meet you onsite to evaluate the damage first hand, familiarize ourselves with your policy, and then work directly with your insurance carrier to negotiate a fair settlement.
Theft and Vandalism
In the event of theft, insurance companies require substantial documentation to prove ownership and substantiate the value of loss. Likewise, acts of vandalism can end up costing associations upwards of tens of thousands of dollars if not handled properly. While your policy may cover the type of damage, it’s up to you to present your loss in accordance with policy requirements. Maximize your return by hiring a licensed and highly experienced professional who can properly evaluate and document your damages, provide an accurate loss estimate, and navigate the claims process effectively with your insurance company.
Fire Damage
Lightning, electrical problems, and kitchen accidents are a few of the many incidents that can lead to fire devastation. Fire insurance claims are often one of the most complex type of property loss to navigate and if you follow the lead of your insurance company you may end up with settlement delays, a grossly under-adjusted settlement, and limited options for restoring or rebuilding your property. Having an experienced professional to assist in preparing your claim or filing an appeal will help ensure you receive the damages you’re entitled to. When fire strikes, you need a professional like Association Adjusting in your corner.
Mold Damage
Mold contamination demands immediate attention as the presence of spores can lead to significant health related hazards. One of the most common types of insurance claims made, mold damage often requires testing to identify the best plan for remediation as well as air clearance testing once cleanup is complete. With warm, humid conditions, Florida is a breeding ground for mold growth. If your association has reason to believe that there is mold, call us to complete a property inspection and review of your policy.
Roof Leak
Was your roof damaged from a hurricane, windstorm, or other disaster? Damages often go undetected until identified from the inside which can translate into expensive repairs as the occurrence may have happened some time ago. Our team of public adjusters understands the unique nature of these claims and will fight hard to protect your interests.